About Us

Pipeline Insurance Specialists Since 2005

We built pipelines before we insured them. That hands-on experience means we know exactly what your crews face — and what coverage they actually need.

298+
Clients Protected
20+
Years Experience
50+
Trade Specialties
50
States Licensed
Our Founder

"I built pipelines before I insured them."

Josh Cotner didn't start out behind a desk. He spent years working in the field as a contractor — laying pipe, managing crews, and understanding firsthand the risks that come with pipeline construction work.

That field experience became the foundation of Contractors Choice Agency, founded in 2005. Josh recognized that most insurance brokers had never set foot on a job site. They were guessing at coverage. He knew he could do better.

Today, Contractors Choice Agency serves 298+ pipeline and specialty trade contractors across all 50 states from our headquarters in Chandler, Arizona.

12220 E Riggs Rd, Chandler, AZ 85249
844-967-5247
Josh Cotner
Commercial Insurance Specialist
Former pipeline & specialty trade contractor
20+ years commercial insurance experience
Licensed in all 50 states (NPN: 8608479)
50+ contractor trade specialties covered
Access to surplus lines markets standard brokers can't reach

Our Mission

To provide pipeline contractors with the specialized insurance coverage that standard brokers can't place — at competitive rates, with fast turnarounds, and from a team that actually understands what happens when a pipeline crew goes to work.

Why Contractors Choose Us

We're not a general brokerage that happens to write a pipeline policy now and then. This is all we do.

We understand pipeline work from the inside — not just the paperwork

We place coverage that standard brokers decline or misquote

15-minute quote turnaround on most pipeline contractor submissions

2-hour emergency claims response, 24/7

Dedicated specialist assigned to your account — no call centers

15 Min
Quote Turnaround

Most pipeline contractor submissions receive a quote within 15 minutes during business hours. No waiting days for a number.

2 Hours
Claims Response SLA

We guarantee a 2-hour response on all claims, 24 hours a day, 7 days a week. Your crews don't stop at 5 PM and neither do we.

Ready to work with a specialist?

Get a quote in 15 minutes from an agent who has actually worked in the field.